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Terms of Use

These terms apply when you use Monroe Residents Directory. If you continue to use the reference, you accept them. Do not use it if you do not agree.

1. What This Website Is

Monroe Residents Directory is a private reference to public indexes, record custodians, and historical collections connected with Monroe and Union County. It does not host government records and is not connected with an office, court, library, or public custodian.


2. Rules for Using This Site

Use this reference only for lawful purposes. You may not use it, or information reached through it, to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. We Are Not a Consumer Reporting Agency

Monroe Residents Directory is not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. ยง 1681 et seq. Neither this reference nor the output of a linked search tool is a consumer report. Nothing found through it may be used to decide eligibility for credit, employment, housing, insurance, or another FCRA-regulated purpose.


4. Links to Outside Sites

Public portals and third-party services, including sponsored search providers, operate under their own terms and privacy practices. We do not control their content, prices, availability, or handling of submitted information.


5. No Warranties

The site is provided "as is" and "as available," with no warranties of any kind. We do not warrant that anything on the site is accurate, complete, or current, or that any linked portal will work or return correct results.


6. Limits on Our Liability

To the maximum extent the law allows, we are not liable for any direct, indirect, incidental, consequential, or special damages arising from use of this site or any linked resource, including decisions made from records found through it.


7. Indemnification

You agree to indemnify and hold harmless the operators of this site from any claim or demand, including reasonable attorneys' fees, arising from your misuse of the site or violation of these terms.


8. Intellectual Property

The original text, design, logo, and layout of this site are protected by copyright. Linking to any page and quoting brief excerpts with attribution is welcome; republishing full pages or systematically copying content is not.


9. Changes to These Terms

We may update these terms by posting a new version here. Continued use after a change means acceptance.


10. Cutting Off Access

We may block or restrict any user who violates these terms or abuses the site, at our discretion and without notice.


11. Governing Law

North Carolina law governs these terms without regard to conflict-of-law principles. The public-record access references in this site are governed by the N.C. Public Records Law, Chapter 132, including G.S. 132-1 and G.S. 132-6, subject to record-specific exceptions.


12. Severability

If any part of these terms proves unenforceable, the rest stays in force.


13. Questions

Send questions about these terms through the Contact page.